About Us

Hi, I'm the founder of BonusWise. I started this site to give Canadians clear, trustworthy information about referral codes and sign-up bonuses, so you can make informed decisions about the services you choose. I focus on transparency, simplicity and accuracy, so you can feel confident in what you sign up for.

BonusWise.ca brings our referral code pages for Canadian financial apps together in one place: Wealthsimple, Neo Financial, NDAX, Shakepay, KOHO, Moomoo, Webull, Brim, Netcoins. Each company has its own page with the current code, bonus requirements, an independent review and answers to common questions, plus guides that go deeper on specific topics.

Every page on this site is written, reviewed, and updated by Shaun Barton. We follow a strict editorial process that separates our commercial relationships from our content decisions. The fact that we earn a commission if you sign up through our links does not influence how we describe a product, what bonus amount we publish, or whether we recommend a product at all.

We only publish referral codes and bonuses that we have personally verified are active. When a promotion ends or changes, we update the relevant page promptly. If we cannot verify a bonus, we do not publish it.

Our content is reviewed for factual accuracy before publication and re-reviewed whenever the underlying product or promotion changes. We do not accept payment to write positive reviews or to rank one product above another.

Before adding a company to this site, we review the product directly — including its terms and conditions, fee schedule, eligibility requirements, and the referral program mechanics. We read the fine print so you do not have to.

We compare each product against its main competitors on the following dimensions: sign-up bonus value, ongoing fees, ease of use, regulatory standing, and the strength of the product itself. We only feature companies that are regulated by an appropriate Canadian authority (such as CIRO, OSFI, or a provincial securities regulator) and that have a demonstrated track record of treating customers fairly.

We periodically re-evaluate each featured product to make sure our assessment remains accurate. If a company changes its fees, closes to new customers, or receives material regulatory action, we update our coverage immediately.

BonusWise.ca earns a commission when you sign up for a product through one of our referral links. This is how we fund the research, writing, and maintenance of this site. We disclose this relationship clearly on every page that contains an affiliate link.

Our commission arrangements do not affect which products we choose to feature, how we describe them, or the bonus amounts we publish. We will not promote a product we consider harmful to Canadian consumers, regardless of commission.

Bonus amounts and referral codes are published exactly as provided by the partner company. We do not inflate or misrepresent bonus values. If a bonus has eligibility conditions, we describe those conditions accurately alongside the bonus amount.

BonusWise.ca was founded by Canadians who were frustrated by the lack of clear, up-to-date information about sign-up bonuses for Canadian financial apps. Shaun Barton has personally used the products featured on this site and has gone through the sign-up, funding, and bonus-claim process firsthand.

Having held accounts with every company featured here, we understand the friction points in the sign-up process, the typical timelines for bonus crediting, and the day-to-day experience of using each platform. That first-hand experience informs everything we write.

We follow Canadian fintech news closely and maintain direct communication with the companies we feature so that our content reflects the current state of each product, not a snapshot from months ago.