Use the referral code "US0EBW" when you sign up and deposit $100 to get a $25 bonus!
Account must be funded with a minimum of $100 within 30 days to qualify for the referral bonus.
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Getting your $25 bonus takes less than 10 minutes.
Create your Wealthsimple account in minutes using your phone or computer. No paperwork and no branch visits required.
During sign-up (or via the gift icon in the app), enter referral code US0EBW to link your account to the $25 bonus offer.
Deposit a minimum of $100 within 30 days. Your $25 cash bonus is deposited automatically once your transfer clears.
What you need to do and what to check before you sign up
Bonus
$25
Referral code
US0EBW
What you need to do
Deposit $100 within 30 days of signing up
When it arrives
Usually within 24 hours of your deposit clearing
Common questions about the Wealthsimple referral code and bonus.
The current Wealthsimple referral code is US0EBW. Enter it during sign-up or through the gift icon in the app to unlock a $25 cash bonus after depositing $100 within 30 days.
Tap the gift icon in the app, go to Invite friends, then select "Enter referral code" and enter US0EBW. This works if you funded your account within the last 7 days, after that, you'll need to contact Wealthsimple support.
Wealthsimple's referral terms list Trade, Crypto, Managed investing, and Chequing as the eligible accounts, and the $25 lands in your Chequing account. The terms don't spell out registered accounts like a TFSA or RRSP, so we'd recommend funding a Chequing account to be safe. Deposit at least $100 from an external source within 30 days of applying code US0EBW.
If you already made an account without entering US0EBW, you're not necessarily out of luck. Open the app, tap the gift icon, go to "Invite friends," then select "Enter referral code" and add it there. This only works if you funded your account within the past 7 days. After that window closes, you'll need to contact Wealthsimple support directly since the code can't be applied automatically.
No cap that we're aware of. Once you're a member, you get your own referral link to share, and there's no stated limit on how many friends you can refer or how many bonuses you can earn. This particular code (US0EBW) is for new users signing up, but referring others yourself works the same general way once your account is set up.
Deposit a minimum of $100 within 30 days of signing up using code US0EBW to qualify for the $25 cash bonus. The bonus is deposited into your Chequing account.
The 30-day funding window is the part that actually matters. You need to deposit at least $100 within 30 days of signing up with US0EBW for the bonus to trigger. Once that deposit clears, the $25 lands in your Chequing account, no separate expiry to worry about after that.
Most people get verified in a matter of minutes using their phone camera and a government ID. Some accounts need a closer look and can take 1-2 business days if Wealthsimple's team has to review documents manually. Verification and the referral bonus are separate steps though, you still need to hit the $100 deposit within 30 days regardless of how fast your ID gets approved.
Give it a few days after your deposit clears, since it isn't always instant. If it still hasn't landed in your Chequing account and you're confident you funded at least $100 within the 30-day window using code US0EBW, contact Wealthsimple support directly through the app. Have your sign-up date and deposit confirmation handy, it'll speed things up on their end.
Once your deposit of at least $100 clears within 30 days of signing up with code US0EBW, the $25 bonus is deposited directly into your Wealthsimple Chequing account, no manual claim needed.
Last reviewed: October 2026 · Independent review of the offer
Overall Referral Offer Rating
The Wealthsimple referral code US0EBW is one of the easier bonuses to claim: deposit $100 after signing up and the $25 lands in your account automatically. Past the bonus, it's a strong all-in-one app for investing, chequing and registered accounts like the TFSA, RRSP and FHSA.
Worth it if you were going to fund an account anyway and want TFSA, RRSP and chequing in one app.
Skip it if you want a strong desktop platform or advanced research tools.
Our verdict: Use code US0EBW to claim your $25 bonus.
Our editor's first-hand experience with the offer and the product
I signed up for Wealthsimple with a referral code instead of going in cold, and the $25 landed in my account without any issues.
I've been using Wealthsimple as my main brokerage for a few years now, and the thing that keeps me there isn't any single feature - it's consistency. The app just works. Opening a TFSA took about ten minutes, my first ETF purchase cleared the same afternoon, and I haven't had a reason to second-guess the platform since.
What I appreciate most is how much ground it covers in a single app. My TFSA, RRSP, and Chequing account all sit in the same place, I can move money between them instantly, and I can check my crypto holdings without switching platforms. The 1% deposit match when I consolidated from another brokerage was a welcome bonus I wasn't expecting.
The one real gripe is that the desktop experience still lags behind mobile - some features are app-only, which is frustrating when I want to research on a bigger screen. But for most Canadian investors, Wealthsimple delivers more than enough. It's the platform I'd hand to a family member with no investing experience and feel confident they'd be fine.
Our full Wealthsimple review covers the products, key features, ratings and who the account suits best.
Read the Wealthsimple reviewGuides, reviews and how-tos about Wealthsimple and the referral bonus.
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Read moreSign up to Wealthsimple today and use code US0EBW to get your referral bonus.
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