Simplii Referral Code 2026: Earn Up to $500
No code needed. Use our referral link to open a Simplii account and start with a $50 bonus, then add the $350 chequing reward and the $100 Cash Back Visa bonus to reach $500.
$50 referral bonus for opening an account through the link and meeting the deposit or spend requirement, plus up to $350 with a No Fee Chequing Account and up to $100 with the Cash Back Visa.
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How to Get the Simplii Referral Bonus
Getting your $500 bonus takes less than 10 minutes.
Click Get Started
Use the Get Started button on this page to open your Simplii application through the referral link. There's no code to enter.
Open your account
Apply for a No Fee Chequing Account, High Interest Savings Account or Cash Back Visa. You can open more than one to earn more of the bonuses.
Meet the requirements
Deposit $100 or spend $100 on the Visa within 6 months for the $50 bonus. Add 4 months of direct deposits for the $350 reward, or the 3-month spending offer for the Visa bonus.
Simplii Referral Code Terms and Requirements
What you need to do and what to check before you sign up
Bonus
$500
Referral code
No code to enter, applied through our link
What you need to do
Open an account through the link, deposit or spend $100 within 6 months, and set up direct deposits for the chequing reward
When it arrives
The $350 reward follows 4 months of direct deposits, the $50 follows your qualifying deposit or spend
- Open your account through the referral link. There's no code to enter.
- The $50 bonus applies to a No Fee Chequing Account, High Interest Savings Account or Cash Back Visa.
- For chequing or savings, deposit at least $100 within 6 months and keep $100 or more for 30 days.
- For the Visa, use or spend $100 within 6 months of opening the account.
- The $350 chequing reward needs an eligible direct deposit of at least $100 a month for 4 straight months.
- The Cash Back Visa earns up to 20% back in your first 3 months on up to $500 of eligible spending.
Simplii Referral Code FAQ
Common questions about the Simplii referral code and bonus.
What is the Simplii referral code for 2026?
There isn't one to type in. Simplii uses a unique referral link instead of a code, so click the Get Started button on this page to open your account through the link and unlock the offers.
How much can I earn with the Simplii referral bonus?
You can earn up to $500 if you complete all three offers. That's the $50 referral bonus, the $350 No Fee Chequing Account reward and up to $100 with the Cash Back Visa. You don't need to do all of them, and each one has its own requirements.
How do I get the $50 Simplii referral bonus?
Use our referral link to open a No Fee Chequing Account, High Interest Savings Account or Cash Back Visa Card. For a chequing or savings account, deposit at least $100 within 6 months of opening and keep $100 or more in the account for at least 30 days. For the Visa, use or spend $100 on the card within 6 months of opening.
How do I earn the $350 chequing reward?
Open a No Fee Chequing Account and set up an eligible direct deposit of at least $100 a month for 4 straight months. Your paycheque, pension or employment insurance should qualify.
How does the $100 Cash Back Visa bonus work?
When you sign up for the Cash Back Visa, you can earn up to 20% cash back in your first 3 months on up to $500 of eligible gas, grocery, drugstore and pre-authorized payment purchases. At the full $500 of spending, that's $100.
Can I earn all of the Simplii bonuses together?
Yes, the offers are separate, so you can work towards all three if you open the matching accounts. The $50 referral bonus applies to one qualifying account, and the $350 and $100 rewards are tied to the chequing account and the Visa card.
How long do I have to meet the deposit requirement?
For the $50 referral bonus, you have 6 months from opening the account to deposit at least $100, then you need to keep $100 or more in it for at least 30 days.
Do I need to be a new Simplii client?
The referral offer is for people joining Simplii through a friend's link. Check the terms on the Simplii website for exact eligibility, since existing clients may not qualify.
Is Simplii Financial a real bank?
Simplii Financial is a direct banking division of CIBC. Deposits are held at CIBC, a CDIC member, so eligible deposits are protected up to $100,000 per category.
What if I forgot to use the referral link?
The referral needs to be attached when you apply. If you've already opened your account without it, contact Simplii support right away and ask if anything can be done, but don't count on it.
Is the Simplii Referral Code Worth It?
Last reviewed: October 2026 · Independent review of the offer
Overall Referral Offer Rating
The Simplii referral code for 2026 is really a link, not a code, and the offer is generous: $50 for opening an account, $350 with a No Fee Chequing Account and up to $100 with the Cash Back Visa. The chequing reward takes 4 months of direct deposits, so it's a slow burn, but the total is one of the larger bonuses for a no-fee account.
Worth it if you can move your paycheque or pension to a new account and want to stack three bonuses.
Skip it if you want a fast payout or can't set up a recurring direct deposit.
Our verdict: Claim your $500 referral code bonus through our link, no code needed.
How Claiming the Simplii Bonus Went
Our editor's first-hand experience with the offer and the product
There's no code to type in. The offer is attached through the referral link, so open your account from the Get Started button and you're set.
The $50 referral bonus is the quick one. Deposit $100 within 6 months and keep it in the account for 30 days, or spend $100 on the Visa. The $350 chequing reward is the big one, and it asks for a direct deposit of at least $100 a month for 4 straight months.
That's the trade-off. If you can point your paycheque, pension or employment insurance at the account, it's easy to hit. If your pay stays elsewhere, the bonus gets a lot harder. The Visa offer is more time-sensitive, since the cash back runs for your first 3 months and tops out at $500 of spending.
Want to know more about Simplii?
Our full Simplii review covers the products, key features, ratings and who the account suits best.
Read the Simplii reviewReady to claim your $500 bonus?
Sign up to Simplii today and use our referral link to get your referral bonus.
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